how to simplify your life

Automate to Clear the Mind

Whilst I get some ‘chill-out’ time from work over the next couple of weeks, there are some things I will be doing to review and reset different areas in my life. I call this ‘simplifying my life’ as it lets me FOCUS on only a few KEY things, so I can give them the BEST chance to succeed in the coming year. Just like the GOALS I had set for 2021 as written up in this blog post.

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Buying property in a SMSF

We sold our SMSF Investment Property AND here are the numbers – the good, the BAD and the ugly.

As I write this post I am also working through all the numbers from when we purchased the property in 2015, to now selling it and changing strategy.

I have battled with myself as to WHY I am changing direction when only 5 years have passed. I will walk through it here to work through the potential demons/concerns I have and see if I can come to some key points that will make this choice solidify in my mind. I don’t want to be thinking about this in years to come and wondering if I did the right thing or not.

Writing the reasons now will cast them in stone for me to look back on later if I do start down the rabbit hole of WHY did I SELL … Blah blah blah

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Changing Finance Strategies

This post is partly to vent and partly to work out our moves going forward for the short term. Last week, my husband told me that he has been on JobKeeper (Government assistance program during COVID) since April! I had started getting concerned when work dried up about 6 weeks ago and he was at home, however, the company were still paying his weekly wage, or so I thought. No super was being contributed but I thought we could handle that for the short term. Now he tells me the government have been contributing each month about 60% of his wage and his company were struggling to top up the 40%.

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Finances for kids

This is such a hot topic and there is no right or wrong. At the end of the day, it is what you feel is right for you and your kids. I have learnt along the way our children are so much a part of us but more importantly, they are their own ‘being’ and we can only guide and nurture them into the wonderful human beings they will become. It’s so hard to not ‘just do’ for them OR give them ‘what I didn’t have when I was a kid’.

I believe there is a fine line between giving so that they have an advantage going into adulthood AND giving them too much so that they have no sense of the value of money, no sense of delayed gratification and poor financial literacy.

In today’s post I would like to explore and delve into different areas that I have tried to develop with my kids (sometimes they listen and ALOT of times they ‘don’t’ seem to be listening 😊 … teenagers. I persevere and hope even 10% sticks). Even if you don’t have kids, I encourage you to think of someone you know that could benefit from this post and share with them. Give the gift of knowledge.

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